Sultana Mahmood

A digital transformation leader with over 25 years of global experience in the financial services industry, specializing in the design and delivery of large-scale technology initiatives. Brings deep expertise in financial systems, product development, business process transformation, regulatory compliance, operational risk management, and enterprise-wide digital modernization.

Held senior leadership positions in New York and London with JPMorgan Chase, Deutsche Bank, Fidelity Investments, and MarketAxess, leading the implementation of mission-critical financial technology solutions. Experience spans global fixed-income electronic trading and post-trade processing, bond valuation and pricing, MiFID II compliance, equity OTC trading, portfolio management, payment systems, and commercial banking platforms.

Served as Head of Information Technology at the State Bank of Pakistan, where worked closely with the Ministry of Finance, Pakistan Bankers Association, and other key stakeholders to successfully deliver several strategic national initiatives. These included the implementation of the Real-Time Gross Settlement (RTGS) System, Core Banking and ERP solutions, and the technology vendor selection for the automation of the Central Directorate of National Savings.

As Head of Information Technology at Zarai Taraqiati Bank Limited (ZTBL), led the modernization of the bank's technology landscape by restructuring the IT organization, strengthening technical capabilities, and enabling more than 400 branches to operate online with real-time connectivity to the Head Office.

Served as a Member of the Board of the National Database and Registration Authority (NADRA) and Chairperson of the Finance & Audit Sub-Committee. Led key governance and financial oversight initiatives, including the modernization of the budgeting framework, strengthening internal controls, and introducing formal IT audit practices to improve technology governance and risk management.